This section sets out the terms and conditions of use of the website
www.pr-wealth.in
("Website"). By accessing or using this Website and any pages thereof, you agree to be bound by these Terms of Use ("Terms").
If you do not agree to these Terms, you should not access or use the Website or any information, material, products or services available on or through the Website.
The expression "Company", "we", "us" or "our" refers to the owner/operator of this Website, and "you" or "your" refers to the user or viewer of the Website.
Use of certain sections or services on the Website may be subject to additional terms, which shall be deemed to form part of these Terms. In case of any inconsistency, the additional terms shall prevail for such specific sections or services.
2. Eligibility
By using the Website, you represent and warrant that:
You are legally competent to enter into a binding contract under applicable law; and
You are not a person barred from using the Website under the laws of India or any other applicable jurisdiction.
Minors (persons below 18 years of age or as defined under applicable law) should not register or transact on the Website without the consent and supervision of a parent / legal guardian.
3. No Investment Advice / No Solicitation
All information, reports, views, opinions, tools, features and other content on the Website are provided for general information and educational purposes only and should not be construed as investment, legal, tax or other professional advice or as a solicitation to buy or sell any securities or other financial instruments.
Any investment / financial decision will be based solely on your own evaluation of your financial circumstances and objectives. You should obtain independent professional advice before making any investment or financial decision.
Past performance is not indicative or a guarantee of future performance. The value of investments may go up or down and you may receive less than your original investment.
4. Registration, Access and Use
Certain sections of the Website may require registration or creation of a user account. When you register, you agree to provide true, accurate, current and complete information and to keep such information updated at all times.
You are solely responsible for:
Maintaining the confidentiality and security of your login credentials; and
All activities that occur under your account, whether or not authorised by you.
You agree not to:
Use the Website for any unlawful purpose or in violation of these Terms;
Attempt to gain unauthorised access to any portion or feature of the Website, or to any systems or networks connected to the Website;
Introduce any virus, trojan, worm, malware or other harmful code;
Use any automated means (including spiders, bots, scripts or similar technologies) to access or use the Website, unless expressly permitted.
We may, at our sole discretion, suspend or terminate your access to the Website at any time, with or without notice, for any reason including but not limited to breach of these Terms.
5. Products and Services
Any products or services described or offered on the Website are subject to the terms and conditions applicable to such products or services, including eligibility criteria, risk disclosures, fee terms and regulatory requirements.
Availability of any product or service on the Website in a particular jurisdiction does not imply that such product or service is or will be made available to you. We reserve the right to reject any request or application without assigning reasons.
6. Content and Ownership
The Website may display or make available content including text, graphics, logos, images, documents, tools, links and other material (“Content”). Such Content may belong to third-party owners or be sourced from publicly available material, and no ownership or proprietary intellectual property rights over such Content are claimed by us, except to the limited extent of our trade name, logo (if any), and statutory disclosures that we are required to publish.
You may view and use the Content solely for your personal, informational purposes and for evaluating our services. You shall not misrepresent, distort or use the Content in a manner that is misleading, unlawful or in violation of any third-party rights.
Nothing on the Website shall be construed as granting, by implication or otherwise, any license or right to use any trademark, trade name, logo or other proprietary mark that may appear on the Website, which shall remain the property of their respective owners.
Where the Website provides links or access to documents, circulars, regulations, forms or other material issued by SEBI, exchanges, depositories or other regulators, all rights in such material shall vest with the respective issuing authority and you shall comply with any terms and conditions prescribed by such authority.
7. User Content
If the Website allows you to submit, upload or otherwise make available any content (“User Content”), you represent and warrant that you have all necessary rights in such User Content and that such User Content does not infringe any third-party rights or applicable laws. You retain ownership of your User Content; however, by submitting it, you grant us a limited license as described below, solely for operating the Website and providing services to you.
By submitting User Content, you grant us a non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, display and perform such User Content in connection with the operation of the Website and our business, to the extent permitted by law and only for the period necessary for such purposes.
8. Third-Party Links and Content
The Website may contain links to third-party websites, platforms or resources which are not controlled or operated by us. Such links are provided only for your convenience and do not imply any endorsement, approval or recommendation of such third parties or their products / services.
We do not make any representation or warranty regarding the accuracy, completeness or reliability of any information contained in such third-party websites and shall not be responsible or liable for any loss or damage arising out of your access to, or use of, such third-party websites.
9. Data Privacy and Security
Any personal information or data that you provide or that we collect through the Website will be governed by our Privacy Policy, which forms an integral part of these Terms. You are advised to read the Privacy Policy carefully to understand our practices with respect to your information.
While we employ reasonable security measures to protect your information, you understand that no system is completely secure or error-free and that we cannot guarantee absolute security of your information transmitted through the Internet.
10. No Warranties
The Website and all Content, information, tools and services provided on or through the Website are provided on an “as is” and “as available” basis without any representations or warranties of any kind, whether express or implied.
Without limiting the generality of the foregoing, we do not warrant:
That the Website will be uninterrupted, timely, secure or error-free;
That any defects or errors will be corrected;
The accuracy, adequacy, completeness or reliability of any Content;
That the Website or the servers that make it available are free of viruses or other harmful components.
To the fullest extent permitted by law, we expressly disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and title.
11. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall the Company, its directors, officers, employees, agents or affiliates be liable for any direct, indirect, incidental, consequential, special, punitive or exemplary damages, including without limitation loss of profits, revenue, data, goodwill or other intangible losses, arising out of or in connection with:
Your use of or inability to use the Website;
Any Content or information obtained from the Website;
Any unauthorised access to or alteration of your transmissions or data; or
Any other matter relating to the Website.
Where liability cannot be excluded, our aggregate liability, in any event, shall be limited to the amount paid by you (if any) for accessing or using the Website or the relevant service during the twelve months preceding the event giving rise to such liability.
12. Indemnity
You agree to indemnify, defend and hold harmless the Company, its directors, officers, employees, agents and affiliates from and against any and all claims, demands, actions, liabilities, damages, losses, costs and expenses (including reasonable legal fees) arising out of or in connection with:
Your use of or access to the Website;
Your breach of these Terms or any applicable law; or
Your violation of any rights of any third party.
13. Changes to the Website and Terms
We reserve the right, at our sole discretion, to modify, suspend, withdraw or discontinue, temporarily or permanently, the Website or any part thereof, with or without notice and without any liability to you.
We may amend or modify these Terms at any time. The revised Terms will be posted on the Website with an updated “Last Updated” date and shall be effective from such date. Your continued use of the Website after any such modification constitutes your acceptance of the revised Terms.
14. Regulatory Disclosures
We may host on the Website regulatory disclosures, the Investor Charter, Most Important Terms and Conditions (MITC) and other documents as required by the Securities and Exchange Board of India (“SEBI”) and other regulators. Access to and use of such documents shall be subject to these Terms as well as the specific terms and conditions stated in such documents.
In the event of any inconsistency between these Terms and any regulatory circular, notification, guideline or direction applicable to us, the provisions of such regulatory instrument shall prevail to the extent of such inconsistency.
15. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India.
The courts at Ahmedabad, Gujarat, shall have exclusive jurisdiction over all disputes arising out of or in connection with these Terms or your use of the Website, subject to applicable laws.
16. Grievance Redressal
If you have any questions, grievances or complaints regarding the Website or these Terms, you may contact our designated Grievance Officer at the contact details provided on the Website.
We will endeavour to acknowledge and resolve your concerns within the timeframe prescribed under applicable laws and regulations, if any.
17. Miscellaneous
If any provision of these Terms is held to be invalid, illegal or unenforceable, the remaining provisions shall continue in full force and effect.
No waiver by us of any breach of these Terms shall be deemed to be a waiver of any preceding or subsequent breach.
These Terms constitute the entire agreement between you and us in relation to your use of the Website and supersede all prior or contemporaneous communications, whether electronic, oral or written, between you and us with respect to the Website.
